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This dealership is committed to securing all nonpublic information
afforded us by consumers, customers and past customers as it pertains
within the guidelines established by federal regulations of the
Gramm-Leach-Bliley Act of 1999.
We may collect nonpublic information
furnished by you in the form of:
- applications, forms, or other
information provided by you in the course of our business
transactions (income, employment, lender account numbers, etc.).
- information we obtain at your request (fax
numbers, e-mail address, etc.).
- information, we receive from a
consumer reporting agency (creditworthiness,
employment verification, payment history, etc.)
- information we receive from others,
including public sources (driving history from a state registry
of motor vehicles for insurance purposes, real estate records,
published telephone numbers, etc.).
We are required or may share your
nonpublic or product information as permitted by law to our affiliates
and nonaffiliated third parties as necessary to fulfill our customer
service obligations for the following purposes:
- to third parties who may provide
support, services or products for credit sales.
- to this dealership's employees
considered agents for contractual lenders involving indirect credit
sales or employees assigned administrative duties concerning your
transaction.
- to third parties under this
dealership's contractual terms that assist us in marketing our
services or products to our customers.
- to investors or other financial
institutions of which this dealership assigns credit sales.
- to consumer reporting agencies.
- to third parties that administrate a
financial product service or transaction you requested or
authorized.
- to respond to a subpoena, court order
or judicial process.
- to our regulators and auditors to
protect against fraud, manage risk or resolve customers disputes.
The entities explained herein are
required to confirm to our confidentiality and information security
standards and allowed only to use nonpublic personal information on
behalf of this dealership. Internally, we restrict access to nonpublic
personal information to those employees on a "need to know"
basis and only in performing services and issuing products within the
parameters of our transaction. This dealership employ and maintains the
high standards of physical, electronic and procedural safeguards as
mandated within federal guidelines to protect and secure access to
nonpublic personal information.
We believe the "opt out"
allowed by federal regulations does not apply to your relationship with
this dealership as all disclosures possibly supplied to third parties
are contained within an authorized exception provided by law or will be
performed in connection within the parameters of our transaction
executed at your request.
This disclosure is put forth in
compliance the Gramm-Leach-Bliley Act of 1999 and The Federal Trade
Commission Rule, Standards for Safeguarding Customer Information,
"Safeguards Rule", effective
May 23, 2003
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Consumer/Customer Acknowledgment:
I (we) acknowledge that I (we) have received a copy of this dealership's
PRIVACY POLICY on the date indicated on the credit application and I
(we) understand its contents. I (we) acknowledge and affirm that my
(our) checking the Privacy Policy box on the credit application is equal
to and carries the same weight as my signature on this document.
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Nichols Dodge
Chrysler Jeep,
Burlington, NC
Dealership
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